Mortgage Loans
Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.
Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.
Home Dreams, Realized
REGIONAL federal credit union and Member First Mortgage, LLC (MFM) have teamed up to provide affordable mortgage solutions and excellent service to our members.
- Wide range of loan offerings
- Affordable down payment options
- Competitive rates & closing costs
- Expedited closings
- Easy online application
Budget Friendly Solutions
Our entire purpose is to serve you, and help you realize your financial dreams. Discover how our tailored-to-you loan products, competitive rates, and minimal closing costs can be the solution you seek.
“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”
Owning a home is likely the biggest investment of your life — whether you’re looking to buy a new home, leverage equity you already have in yours, or sell your home, we can help!
Mortgage Calculators
Homebuying Guide
Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.
Complete our mortgage application to begin your journey to owning your new home!
34%
0
RAISED
$376,943
OUR GOAL
$1,000,000
John Forsyth, Lead Researcher, The Canadian Polar Insitute
If you have questions and want to talk about your specific situation,
call our trusted Mortgage Consultant from Member First Mortgage today:
Senior Mortgage Consultant
Contact Us Today
RESOURCES
KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE
We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.
Mortgage Calculator
Member First Mortgage
Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.
Find Out More About Loan Products
If you'd like to learn more about individual loan products to figure out which one is right for you, visit MFM's Loan Product page on their website.
Continue Your Application
Have you already started completing a mortgage application? Finish your application today!
*Jeremy Britt, NMLS ID# 1037337 is authorized to act as an agent of REGIONAL federal credit union and is authorized to represent Member First Mortgage, LLC (MFM). For MLO Licensing information, please visit NMLS Consumer Access.
Tell Us About Yourself
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options.
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
Tell us about yourself
I want a lower down payment
Allows a less than perfect credit score minimum of 660 and down payment* as low as 1%.
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options.
Find Out More About Loan Products
If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below or reach out to your Loan Officer.
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Home Loans
*This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC (MFM) is a partner of REGIONAL Federal Credit Union. Jeremy Britt, NMLS #1037337, is authorized to act as agent of REGIONAL federal credit union (7144 Kennedy Ave., Hammond, IN 46323 | (219) 548.6800 | NMLS ID: 414873) and is authorized to represent MFM, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For MFM’s state disclosure information, please visit MFM’s website. For licensing information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity.
Senior Mortgage Consultant
*Available on all purchase and refinance applications, in the State of Indiana only, for a primary residence using a conforming conventional loan portfolio product with REGIONAL federal credit union. Not eligible on multi-unit properties, condos, townhomes, or manufactured houses. The Conventional Rate/APR examples assume 5% cash down payment required by the borrower with 95% financing on a purchase with a loan amount of $332,500. 15-year Conventional Rate/APR based on 180 monthly principal & interest payments of $2,627.66. 30-year Conventional Rate/APR based on 360 monthly principal & interest payments of $1,861.90. Monthly payments reflect principal & interest only, they do not include taxes, insurance, or Private Mortgage Insurance (PMI). This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Member First Mortgage, LLC (MFM) is a partner of REGIONAL federal credit union. Kevin Trumble, NMLS #338168, is authorized to act as agent of REGIONAL federal credit union (7144 Kennedy Ave., Hammond, IN 46323 | (219) 548.6800 | NMLS ID: 414873) and is authorized to represent MFM, a licensed Mortgage Lender/Servicer (Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (616) 538.1818 | NMLS ID: 149532). For licensing information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity
30-YEAR FIXED RATE
at 5.375% / 5.613% APR
1
Take advantage of our fixed rate offers:
15-YEAR FIXED RATE
at 4.99% / 5.242% APR
OR
I want an Equal Access loan
Allows a less than perfect credit score minimum of 660 and down payment* as low as 1%.
I want to have my home built
Ready to build your dream home? REGIONAL federal credit union can make that a reality.
I want to have my home built
Ready to build your dream home? REGIONAL federal credit union can make that a reality.
Tell Us About Yourself
I want a lower down payment
Allows a less than perfect credit score minimum of 660 and down payment* as low as 1%.
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want an affordable down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options.
Construction
Ready to build your dream home? REGIONAL federal credit union can make that a reality.
Buy or Refinance with as Little as 1% Down*
Take advantage of our competitive rates and up-front savings.
No prepayment penalty.
Our Equal Access loan program is offered using a 30-year term on a Fixed-Rate Mortgage.
Buy or Refinance with as Little as 1% Down*
Take advantage of our competitive ARM rates and up-front savings
No prepayment penalty
Our Equal Access loan program is offered using a 30-year term on a Fixed-Rate Mortgage.
