First Time Homebuyer

APPLY NOW

At REGIONAL federal credit union, we understand the home loan process and options can be overwhelming for a first-time homebuyer.  We have several programs and options to choose from, and our Mortgage Loan Officers can walk you through each program so you can choose the right one for you and your family.

Mortgage Options for First Time Homebuyers:

  • Down payment* options as low as 1%
  • Gift funds accepted
  • Private Mortgage Waiver Options
  • Fully underwritten pre-approvals
  • We will walk you through the process from start to finish
  • Several programs available for first time homebuyers (HomeReady®, Equal Access, Loan, USDA, VA, FHA)

Click "Apply Now" to connect with a Loan Officer.