We are excited to be an approved Fannie Mae lender where we can offer our members the HomeReady^® loan program designed for creditworthy low and very low-income borrowers.

Benefits include:

• Reduced Private Mortgage Insurance rate¹
• Mortgage insurance may be canceled²
• Fixed rates and 10-, 15-, 20- or 30-year terms
• Positive rent payment history

• A minimum credit score of 620.
• Qualifying income of less than or equal to 80% of the applicable area median income (AMI) of the subject property's location are eligible.
• Primary Residence Purchase or Rate Term Refinance³.

HomeReady^® Qualifications Include:

HomeReady® $2,500 Lender Credit⁴ Qualifications Include⁴:

• A minimum credit score of 620.
• Qualifying income of less than or equal to 80% of the applicable area median income (AMI) of the subject property's location are eligible.
• Primary Residence Purchase or Rate Term Refinance³.

¹ Reduced mortgage insurance to 25% for a 10% down payment where the standard mortgage insurance requirement is 30% - 35% ² Mortgage insurance will be automatically homeowners when the loan to value is less than 78% ³ Refinance transactions must be owned or securitized by Fannie Mae ⁴ Lender credit may be applied toward down payment and closing costs, including mortgage insurance premiums, homeowners insurance and property taxes collected at closing.

Click "Apply Now" to connect with a Loan Officer.

Click "Apply Now" to connect with a Loan Officer.

¹ Reduced mortgage insurance to 25% for a 10% down payment where the standard mortgage insurance requirement is 30% - 35% ² Mortgage insurance will be automatically homeowners when the loan to value is less than 78% ³ Refinance transactions must be owned or securitized by Fannie Mae ⁴ Lender credit may be applied toward down payment and closing costs, including mortgage insurance premiums, homeowners insurance and property taxes collected at closing.

We are excited to be an approved Fannie Mae lender where we can offer our members the HomeReady^® loan program designed for creditworthy low and very low-income borrowers.

Benefits include:

HomeReady^® Qualifications Include:

HomeReady® $2,500 Lender Credit⁴ Qualifications Include⁴:

• A minimum credit score of 620.
• Qualifying income of less than or equal to 80% of the applicable area median income (AMI) of the subject property's location are eligible.
• Primary Residence Purchase or Rate Term Refinance³.

• A minimum credit score of 620.
• Qualifying income of less than or equal to 80% of the applicable area median income (AMI) of the subject property's location are eligible.
• Primary Residence Purchase or Rate Term Refinance³.

• Reduced Private Mortgage Insurance rate¹
• Mortgage insurance may be canceled²
• Fixed rates and 10-, 15-, 20- or 30-year terms
• Positive rent payment history