Fixed-Rate

A fixed rate mortgage (FRM) is a fully amortizing mortgage loan with an interest rate and payment that stays the same throughout the term. It is probably the simplest mortgage to understand since it has no variable features. The main advantage of a fixed rate loan is the protection from an increase in your payment if interest rates were to rise. Fixed payments also make it easier for you to plan and budget for your monthly expenses. You may want to consider a fixed rate mortgage program if you are on a fixed income, plan to stay at home for a long period of time or like the peace of mind of knowing your principal and interest payments never change.

Available Fixed Programs

• Conforming Loan Amounts to $806,500 for a 1 unit and $1,032,650 for 2 units - Competitive terms available.
• Jumbo Loan Amount to $2,150,000- Competitive terms available.
• Fixed Loans- Now serviced by IMCU! Competitive rates and closing costs!

FHA loan limits are based on the county in which the property is located.

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