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¹ Reduced mortgage insurance to 25% for a 10% down payment where the standard mortgage insurance requirement is 30% - 35% ² Mortgage insurance will be automatically homeowners when the loan to value is less than 78% ³ Refinance transactions must be owned or securitized by Fannie Mae ⁴ Lender credit may be applied toward down payment and closing costs, including mortgage insurance premiums, homeowners insurance and property taxes collected at closing.

• 1 unit - minimum 25% down payment* with a minimum credit score of 660 and maximum debt to income of 45%
• 2-4 unit - minimum 30% down payment* with a minimum credit score of 660 and maximum debt to income of 45%

Investment Property

• 1-unit minimum 25% down payment* with a minimum credit score of 660 and maximum debt to income of 45%

Second Home

• 1 Unit - minimum 20% down payment* with a minimum credit score of 680 and maximum debt to income of 45%
• 2-4 Unit - minimum 25% down payment* with a minimum credit score of 660 and maximum debt to income of 45%

Primary Residence

Primary Residence

Second Home

Investment Property

¹ Reduced mortgage insurance to 25% for a 10% down payment where the standard mortgage insurance requirement is 30% - 35% ² Mortgage insurance will be automatically homeowners when the loan to value is less than 78% ³ Refinance transactions must be owned or securitized by Fannie Mae ⁴ Lender credit may be applied toward down payment and closing costs, including mortgage insurance premiums, homeowners insurance and property taxes collected at closing.

• 1 unit - minimum 25% down payment* with a minimum credit score of 660 and maximum debt to income of 45%
• 2-4 unit - minimum 30% down payment* with a minimum credit score of 660 and maximum debt to income of 45%

• 1 Unit - minimum 20% down payment* with a minimum credit score of 680 and maximum debt to income of 45%
• 2-4 Unit - minimum 25% down payment* with a minimum credit score of 660 and maximum debt to income of 45%

• 1-unit minimum 25% down payment* with a minimum credit score of 660 and maximum debt to income of 45%

Click "Apply Now" to connect with a Loan Officer.